Your Money: A Financial Survival Guide

The secret to a lifetime of true independence and financial security begins with the knowledge of how much you are spending and where that money is going...

Be prepared. An emergency fund can help take the sting out of financial surprises... What would you do if your furnace died in the middle of the winter or if your car started smoking when you got in to go to work one morning? Most people would get the problem fixed and add the expense to their credit card...

In times of economic turmoil everyone's minds turn to adages and words of wisdom from parents and grandparents. In fact, most of their insights came from surviving one of the darkest financial days in history, The Great Depression. The Depression made such a lasting impression on them they never abandoned the lessons learned. Those same lessons are still valid today.

When you go into debt you are spending your future now. You trade your future earnings, your future wealth for "stuff" you want now. Sound simplistic? Well, maybe a little, but there are only two ways to acquire things that you can't afford to pay for out of pocket...

Ann Marie has some unique qualifications in bringing you financial advice...

Using coupons can help you buy your favorite brands and still pay less than you would for the house brand.

Strategies and tools for getting out for credit card debt.

With the stream of bank failures more and more people are becoming concerned about the stability of their bank. Also, people are starting to rely upon the guarantees made by the FDIC to protect their money. But what exactly is the FDIC? And what does the FDIC protect anyone against?

Stop! Before you go any further, ask yourself the single most important question: why is your home in (or near) foreclosure? You cannot possibly make a reasonable plan to get out from the danger of foreclosure until you know how you got there to begin with. There are two main reasons why you might be facing this problem. You either have an income problem or you have an expense problem...

There's no doubt about it. We are in a deep recession and most of the economic indicators are pretty grim. We're seeing falling house prices, plunging share prices and daily announcements of job losses. It's pretty scary and the chances are that we have either directly been affected or else know people who have been...

He bills himself as America's cheapest man. Hardly anybody disagrees with him.

...following some basic ground rules will not only make the experience more fun but also ensure that what you're getting is really a bargain.